How to Select a Medicare Health Plan

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In Medicare, you can choose different ways to get the services covered by Medicare. Depending on where you live, you may have different choices.

-In most cases, when you first get Medicare, you are in Original Medicare.
-You may want to consider a Medicare Prescription Drug Plan to add prescription drug coverage.
-You may want to consider a Medicare Advantage Plan (like an HMO or PPO) that provides all your Part A, Part B, and often Part D prescription drug coverage.
-Or, if you choose Original Medicare, you may want to consider a Medicare Supplemental Policy (Medigap).

You make a choice when you are first eligible for Medicare. Each year you can review your health and prescription needs and switch to a different plan in the fall. There are things you should consider to help you meet your needs.
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